Publications by Said El Mansour Cherkaoui on Startups

Bimmer’s are Dot Come, Dot Gone in Late Nineties in their BMW

Return on Investment, Information Technology and Customer Relationship Management – This research and publication were part … Continue reading Bimmer’s are Dot Come, Dot Gone in Late Nineties in their BMW

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Startup in Africa

Startups in Africa  May 25, 2022, Financing Startups in Africa  January 26, 2022, Starts Speaking … Continue reading Startup in Africa

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Why US tech giants need Africa

 Said El Mansour Cherkaoui  June 18, 2023

The companies are well positioned to benefit from the growth of Africa’s tech but they… Read More

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Africa Destiny: Tech Tracks and Trends

 Said El Mansour Cherkaoui  January 16, 2022

World News – Local News builds Tech Knowledge and Digital Know-How The integration of technology… Read More

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cherkaouijournal.com is no more available and it was replaced by moroccodigitall.com

Africa Destiny: Fintech Infobytes

 Said El Mansour Cherkaoui  August 24, 2023

Global Fintech Funding and Rounds from Q1 2022 to Q2 2023

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EMEA Fintech Funding takes the largest dive YoY in H1 2023, compared to other regions

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Africa has over half a billion mobile money accounts and it is the largest and fastest-growing fintech segment on the continent

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Egypt, Iran, and Saudi Arabia technically have the largest addressable market sizes for fintech across the MENA region

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Enonchong says African e-commerce is a very difficult and expensive market to get into. While Western e-commerce rests on the assumption that the post office will deliver to all points, that is often not the case in Africa. “You have to build your distribution network.”

Other e-commerce operations have crashed and burned, including:

• Jumia’s Nigerian rival Konga, which was taken over by Zinox Technologies in 2018 after firing 60% of its staff in 2017;
• CFAO, the francophone Africa distributor, which suspended its online “Africashop”;
• Naspers, which has twice withdrawn from the Kenyan market.

Africa accounted for

Are these efforts going to increase the use of Information Communication Technologies and develop broadband penetration in Africa?

• Will technology increase the divide or help to integrate Africa?
• What are the Destiny and the Reality of Technology in the Rest of Africa
• How really and how much the building of such digital infrastructure can augment economic productivity and GDP growth?

French-Speaking Startups in Africa

Here is a sneak peek at l’Afrique Excelle’s “10 most promising francophone African startups” – May 06, 2019

• Diool (Fintech), Cameroon
• Eyone (Healthtech), Senegal, Ivory Coast, Mali, Niger
• Firefly Media (Adtech, Transport), Senegal
• GiftedMom (Healthtech), Cameroon, Ivory Coast
• LAfricaMobile (Connectivity, SaaS, API), Senegal, Niger, Mali, Ivory Coast, Guinea, Burkina Faso
• Paps (Logistics), Senegal, Burkina Faso, Ivory Coast
• Solaris Offgrid (Fintech, SaaS, Solar), Benin, Burkina Faso, Senegal, Cameroon, Rwanda